Life Skills for Preparing your Children for Adulthood

As a parent of three teenagers it’s clear to me that more than ever before that there are gaps in their formal education and to ensure that they have a

Tim

How College Freshman Can Get A Head Start Financially

"I'll figure out the money part when I graduate and start making real money." As a college freshman, this was a common conversation that I found myself having with my

Tim

How Long Will My Money Last In Retirement?

Have you ever asked yourself how long will my money last? If you've come to the conclusion that Social Security alone will not provide you with the retirement you're looking

Tim

Drowning in Debt? Try These Simple Recovery Steps

Are you drowning in debt? You are not alone. 8 out of 10 Americans are also facing debt issues in one way or another. Americans are drowning in debt because

Tim

Are Student Credit Cards a Good Idea?

Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of

Tim

How To Keep Your Variable Expenses To A Minimum

As an adult, there are many expenses that you just can’t avoid. Housing, food, and energy costs are all essential, but, there are a few things that you can do

Tim

How to Spring Clean Up Your Finances

Are you ready for a spring clean up? With springtime in full effect, you're likely itching to dust and declutter your living space for a fresh start to the season.

Tim

Songs About Money We Love

Do you have any songs about money stuck in your head? Music can be very inspirational and motivating for many different reasons. I listen to most genres of music, rock

Tim

American Workers Struggle to Save Money

American workers are enjoying historically low unemployment rates. But just because they are working, that doesn't mean they have enough money to save. It appears many American workers can't do

Tim

Debt by State Statistics: How Does Yours Rank?

Debt comes in all shapes and sizes. There's student debt, mortgage debt, and credit card debt, just to name a few. My family and I lived with consumer debt for

Tim

Debt to Income Ratio: What’s In It for Borrowers?

When applying for a loan, the lender will extensively check the past and current state of your finances to determine your Debt to Income Ratio. They will evaluate your debts

Deacon Hayes

Bucket List Ideas for You and Family

I've also thought of the bucket list as an item for the individual and never considered bucket list ideas for the family. If unfamiliar with a bucket list, it typically

Tim