Financial Literacy

Latest Financial Literacy News

5 Debt Payoff Mistakes That Keep You Stuck Longer

You have been making payments for months, maybe years. The balances move,…

Josh Patoka

How Much Should You Have in an Emergency Fund? A Guide by Income Level

You've heard the advice a hundred times. Save three to six months…

Barbora Lee

The Real Cost of Making Only Minimum Payments on Your Credit Card

You pay the minimum every month because that is what fits in…

Barbora Lee

How Long Does It Take to Pay Off $30,000 in Credit Card Debt

You added it all up last night, and the number was bigger…

Josh Patoka

Should You Refinance Your Student Loans? How To Decide

Your loan servicer sent another rate alert, or maybe a friend mentioned…

Kelley Bryson

When to Stop Using Credit Cards Entirely

You put the card away after the holidays. You used it again…

Barbora Lee

Should You File for Bankruptcy? What to Consider Before You Decide

You have run the numbers more times than you can count. You…

Josh Patoka

Balance Transfer vs. Personal Loan: Which Saves You More Money

You pulled up your credit card statement, saw the interest charge line,…

Josh Patoka

Debt Consolidation vs. Debt Settlement: What to Know Before Deciding

Two pieces of mail showed up this month. One was from a…

Barbora Lee

Debt Avalanche vs. Debt Snowball: Which Payoff Method Is Right for You

You've decided to get serious about paying off debt. You know you…

Josh Patoka

A Practical Guide to Disputing Errors on Your Credit Report

You pulled your credit report expecting to see a clear picture of…

Kelley Bryson