We all know it’s best not to have any debt at all. Unfortunately, the reality is that most of us—at least for a portion of our lives—will carry some debt. Paying debts off inefficiently can cost you more money, damage your credit, and take you …
Disclosure: This post was made in a paid partnership with Bestow. Neither Bestow, nor North American Company for Life and Health Insurance were involved in the preparation of the information in this article. The opinions and ideas expressed in the article are those of the …
The lure of coupons can be intense. With endless reality shows showing extreme couponing and bargain hunters, who wouldn’t want a piece of that savings action? But as a former extreme couponer myself, I can tell you that it’s tedious and time-consuming. I would spend …
Many of us would not doubt the importance of education. We begin our educational journey as early as three or four years old in pre-school and stay in school until we graduate high school at seventeen or eighteen. Many of us choose to continue after …
Are you in debt and wondering what your debt to income ratio is? Well, you are in the right place. What is a Debt to Income Ratio? Your debt to income ratio is the portion of your income that’s dedicated to repaying your outstanding debts. …
Even if you’re opposites in many ways, the beliefs, values, and activities you share in common with your spouse probably help your marriage work. Retirement can throw this balance off if one of you continues working.
When one spouse heads off to work as the other stays home, resentment, financial worries, and disputes about how to spend your time can boil over. Here’s how a marital retirement mismatch can affect your relationship—and what to do about it.
As a parent of three teenagers it’s clear to me that more than ever before that there are gaps in their formal education and to ensure that they have a strong foundation to be prepared for college, careers and life in general my wife and …
Do you believe making 75 grand a year could make you happy? Well, consider data of earnings and life satisfaction analyzed by Psychologists from Purdue University and the University of Virginia of 1.7 million people in 164 countries, found that the ideal income for individuals is $95,000 …
“I’ll figure out the money part when I graduate and start making real money.” As a college freshman, this was a common conversation that I found myself having with my classmates. Most of my peers didn’t want to worry about money. As students, we just …
Did you know that Pay It Forward Day is a worldwide celebration of kindness that takes place every year on April 28th? The event is not associated with any organization or foundation and free to participate in, Pay It Forward Day exists to encourage people …
Have you ever asked yourself how long will my money last? If you’ve come to the conclusion that Social Security alone will not provide you with the retirement you’re looking for. You need to take action. You might be want to retire by age 40, …
While the national economy appears to be improving, millions of Americans are still tied down with massive debt loads. For example, total student loan debt has climbed to $1.5 trillion with 44 million borrowers overall. Unfortunately, outstanding debt prevents people from starting a business, getting …