Week End Round Up #59

Happy Friday! Welcome to our week end round up #59. Hope you had a great Thanksgiving! We had a great day with family and our meal was incredible. I ate too much. We have plenty of leftovers for everyone to enjoy for a few days. I took some of the down time this week to finally organize a RSS reader. I’m using Bamboo for Firefox. Wow it’s making life much easy to stay updated on all the new blog posts. What’s you way of choice to stay updated on all the blogs? No major plans for the rest of the weekend, just going to kick back and relax with the family. Enjoy your weekend!

What’s your weekend plans?

week endOur Brined Turkey

Now on to some of my favorite reads from the week:

To Hell With Credit Cards This Christmas…Take The #PAYCASH Challenge! @ Myle$ Money

5 Life Lessons from Charlie Brown @ Financially Blonde

12 Christmas Gift Ideas for the Kitchen and for the Kids @ the Frugal Farmer

10 Reasons I’m Thankful for my Budget @ FUN on a BUDGET

Reasons I’m Thankful to Be a Stay at Home Dad @ Luke1428

Here are some of my favorite blogs:

pftwins
Prudence DebtFree
the frugal millionaire
Dear Debt
Moneyminiblog
Messy Money
Frankly Frugal Finance
The Frugal Farmer
brokeGirlrich
Enemy Of Debt
The Broke and Beautiful Life
Club Thrifty
Squirrelers

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating.

Please e-mail me for more details.

Have a great weekend!

Posted in Week End | Tagged , | 2 Comments

Let’s Get Ready to Rumble

Maybe having Michael Buffer kick off the Thanksgiving/Black Friday shopping weekend with his trademark “let’s get ready to rumble” announcement might be considered over the top, but based on the numbers it appears shoppers are ready to do battle this weekend. Holiday spending is up nearly 5% or on average $804 for the 2014 Holiday season according to data collect by the National Retail Federation. Spending projections seems to be up in all areas:

  • Family – $459 up 6.5% from 2013
  • Friends – $80 up 6.7% from 2013
  • Co-Workers – $26 up 7% from 2013

With 6 in 10 people ready to shop over the four-day weekend, retailers can expect up to 140 million shoppers to passed through their doors, two-thirds of those 140 million expecting to shop on black Friday. Millennials expect to be out looking to take advantage of deals, nearly 8 in 10, almost 80% of 19-24 year olds will shop over the weekend, the highest of any age group. Any way you look at the numbers a lot of people will be out spending money this coming weekend.

let's get ready to rumble

Cash or Credit

So with all this shopping and spending going on, how will all of these gifts be paid for? Here’s the breakdown from NRF:

  • 38.4% – Debit
  • 38% – Credit Cards
  • 21.6% – Cash
  • 2% – Check

It’s good to see 62% or 6 in 10 people will be using money they have in their accounts whether its cash, debit or checks. Do places still take checks? The survey also found that those ages 18-24 were the least likely to use credit cards to pay for gifts and those 65+ were the most likely to purchase gifts on plastic.

Barbie Takes a Tumble

For the first time in over ten years Barbie has let it go. Falling to the number two spot on the top toys list for girls to Disney’s Frozen. LEGO was the only toy that made both the boys (#1) and girls (#6) list. Here are the top five for each category:

2014 Top Girls Toys

1. Disney Frozen
2. Barbie
3. Dolls (generic)
4. Monster High Dolls
5. American Girl

2014 Top Boy Toys

1. LEGO
2. Cars & Trucks
3. Teenage Mutant Ninja Turtles
4. Video Games
5. Hot Wheels

I do not have any plans on shopping on black Friday. There are no items that offer a big enough saving to venture out with the millions of other people who will be out that day. I do have my eye on a new television. I received a gift card as a thank you gift for 20 years of service with my company that I might use to pay for it. If I can find the right deal I might pick one up this weekend. I think it’s encouraging that over 60% of all shoppers this weekend are using some form of cash to pay for their purchase and the young adults are following that trend at a higher percentage. It gives me hope that more people are taking control of their money. I wonder how many people are using credit cards to pay for purchases that they intend to pay for in full to take advantage of the possible rewards. I was unable to find any data on that.

If you are shopping this weekend good luck bargain hunting and stay safe!

Are you shopping on Black Frida or this Holiday weekend? What your payment of choice this holiday season?

Posted in Holiday, Money, Shopping, Spending | Tagged , , | 6 Comments

Give Thanks

Its Thanksgiving week and for our family he official start of the Holiday season. Thanksgiving is a great way to get things started, as the holiday us a time to reflect, give thanks, spend time with family, friends, and share a great meal. Oh and no need to exchange gifts. We will be enjoying a brined turkey again this year and our children’s favorite chocolate cream pie for dessert. My family and I are thankful for so many things this year, here are a few:

Our Health – Everyone is doing well, no major issues to report and that is good news and something to be thankful for.

Our family – We are a crazy bunch. We joke and laugh often.

Jobs/Income – I’ve been with my company for 20 years and my wife with hers for 3.

Being Debt Free – We are thankful for getting to this point, it gives us so many choices.

give thanks

There are certainly others, but what’s more important than having a healthy and happy family? Not much in my opinion. Secondarily having career’s on the right track and your finances in order really round things out. Given the fact that we now have extra cash we have the ability to give back more frequently. We donated turkey and several other food items o a local food pantry. Each of our children brought several non-perishable items to their schools for their respective food drives. Most recently we purchased and donated several plush stuff dogs at PetSmart to be given to children or family members with children in the hospital during the holiday season. I wanted to share information about this program but could not find it online.

It’s great to be at this point financially, to be able to help others less fortunate than us. We hope to continue to give often.

Wishing you and your family a very happy Thanksgiving!

What are your Thanksgiving plans? What are you thankful for?

Posted in Holiday | Tagged , | 14 Comments

Week End Round Up # 58

Happy Friday! Welcome to our week end round up #58. We had an incredible celebratory debt free dinner on Sunday. The entire family goes dress up and we went to a restaurant our children would classify as fancy. A pinky’s out type place when you drink your beverage. We had a great meal and a great time. We happened to run into a friend while there and she asked what we were celebrating. We explained being deb free! She replied how great that must feel and what a burden has been lifted. She doesn’t know how right she is. Enjoy your weekend!

What’s your weekend plans?

Check out this Money Masters Quiz over at Total Money and test your financial knowledge and a chance to win an iPad. I scored an 11 in 4 minutes 10 seconds.

week endPart of our yummy debt free dinner!

Now on to some of my favorite reads from the week:

Why Are People So Ashamed About Inheriting Money? @ Financial Samurai

Someone Stole our Christmas Tree @ Messy Money

Sometimes You Just Suck @ brokeGIRLrich

A Small Bump In The Road @ Indebted And In Debt

21 Things Frugal People DON’T Do! @ Retire By 40 Blog

Here are some of my favorite blogs:

pftwins
Prudence DebtFree
the frugal millionaire
Dear Debt
Moneyminiblog
Messy Money
Frankly Frugal Finance
The Frugal Farmer
brokeGirlrich
Enemy Of Debt
The Broke and Beautiful Life
Club Thrifty
Squirrelers

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating.

Please e-mail me for more details.

Have a great weekend!

Posted in Personal Finance | Tagged , | 6 Comments