Week End Round Up #46.

Happy Friday! Welcome to our week end round up #46. We have a graduation party to attend this weekend for my niece. Yes it’s a little late. She graduated college back in May with a Bachelor’s degree and no student loans! Between her and her parents they were able to cash flow her education. After graduation she returned to her summer job one last time before hitting the job market with her paid for degree. Wish her luck.

What’s your weekend plans?

week end

Now on to some of my favorite reads from the week:

5 Things You Need To Teach Your Kids About Money @ Frugal Rules

How I Graduated College With $100K… in Savings @ Budget are $exy

What to Do if You Are Morally Opposed to Tipping Servers @ Club Thrifty

Here are some of my favorite blogs:

The Frugal Farmer
Femme Frugality
Monica On Money
brokeGirlrich
Debt Debs
Enemy Of Debt
Disease Call Debt
The Broke and Beautiful Life
Club Thrifty
Budgets are $exy
Squirrelers

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating.

Please e-mail me for more details.

 

Image courtesy of David Castillo Dominici at FreeDigitalPhotos.net

Posted in Personal Finance, Week End | Tagged | 4 Comments

Debt Discipline Turns One

I made it. Debt Discipline turns one today, so happy Birthday, anniversary or blogiversary to Debt Discipline. I’m not really sure what to call it. I do however feel a sense of accomplishment. I have learned a lot over the last year. First the personal finance blogger community is incredibly supportive, tons of great people who are willing to lend you a hand. I don’t need to produce new content each and every day. Even with a year under my belt there are still plenty of new things to learn. I hope to continue to grow Debt Discipline in year two. As the family becomes debt free I expect that I will cover new topics. I hope to redesign the site at some point and continue to offer my opinion on topics that are important to me and the family with the hopes of helping someone else out there in need. Now I’d figured I’d share some of the stat highlights from our first year.

debt discipline

Current subscribers: 35
Twitter subscribers: 5,17
Facebook Page “Likes:” 4,54
Total Ever page views: 18,990
Total Ever visitors: 6,237
Average monthly visits: 5,20
Average monthly page views: 1,576
Best Ever View: 1,139

My best ever day for traffic was back in December when I shared a reader story over at Get Rich Slowly, called Breaking bad…habits. It had a big response.

Top Searched Keywords

My search traffic has started to pick up over the last several weeks. Here are the top keywords:

debt discipline
umpa lumpa
debt blogs
personal finance
e’bay
debt discipline blog

Top Referrers

As I mentioned it a great community, I have had a lot of help from fellow bloggers. Here are the top referrers:

Twitter
Get Rich Slowly
Femme Frugality
Facebook
Budgets are $exy

Top Posts/Visits

About Us
Net Worth
Ultimate Side Hustle
How would you pay for an Oompa Loompa?
Is Dave Ramsey past his Prime?

So there it is a little statistical breakdown of the first year for Debt Discipline. What’s the saying, slow and steady wins the race. No one has ever excused me of being fast.

Image courtesy of mrsiraphol at FreeDigitalPhotos.net

Posted in Blog | Tagged | 20 Comments

Summer Job Failure

As I detailed back in June in a post title “First Time Job Hunter” my 15-year-old twins were seeking their first employment. Well with summer coming to a close and school a couple of weeks away, I’m not happy to report their summer job failure. To be real honest my wife and I did not push them very hard after their initial interest and flurry of activity. With 10th grade looming we prefer for them to focus their efforts on school work and extra interests like sports and clubs.

 

summer job

What We’ve Learned

15 years old lose interest pretty quickly. To be fair after finding out that their employment opportunities were limited at age 15 it went downhill pretty quickly. Even entrepreneurship ideas that sparked their interest at first dwindled quickly when results were not immediate. 15 years olds talk a good game, but need a lot of hand holding. I tried to lead my daughter an aspiring artist who loves to draw and sketch down the entrepreneur road. I suggesting she look at what other artist are doing on Kick Starter to get possibly ideas, but that didn’t get very far. She’s a big fan of anime, but selling artwork of copyrighted characters is not a good practice. I let my son know that the lawnmower, rake and the rest of the yard tools were free to use if he wanted to make some money with them. He’s been helping out with our yard work for a few years now. This really didn’t go far. He approached one neighbor and after a “no” he did not approach any further potential customers. This was a good introduction to the process of finding work. They now truly understand it’s not as easy as it looks.

Plan Going Forward

We will let them focus on the school year and regroup again next spring on jobs. The will turn 16 in March and this will open up many tradition part-time job opportunities. We will continue to educate them about entrepreneurship. I think it’s important they understand they have different choices and its possible to pursue something on their own even as they focus on school. Once we are debt free we plan on instituting the commission system for all three children. It should be a good way for them to earn money, and give my wife and I some help around the house. We hope it give them an understanding that all things are not equal, allows them to control what they make or don’t make and teaches them making money requires an effort. My wife and I have not finalized the commission system, but the framework is basically there will be a pool of money available each week, say $30 and depending on how much help each child provides one may earn, $5, one $10 and the other $15. It’s a work in progress, but we will need to work the overall dollars into our monthly budget.

Do you have a summer job failure to share? Do you use an allowance/commission system for your kids?

*Image courtesy of FreeDigitalPhotos.net

Posted in Career | Tagged , | 12 Comments

Week End Round Up #45

Happy Friday! Welcome to our week end round up #45. I saw this Subaru Ad this week and it reminded me of summers as a kid and how I couldn’t wait to grow up. Be careful of what you ask for. :)

We summer only three weeks left before school starts for our children we are likely going to hit the beach again this weekend. Here’s a recent of my oldest son catching some waves.

week end

What’s your weekend plans?

A little selfish self-promotion check out a recent interview I did over at Money Stepper.

Now on to some of my favorite reads from the week:

When Opportunity Knocks, Be ready to Act @ Well Kept Wallet

Why Do You Really Want To Get Out Of Debt? @ Frugal Rules

Why it’s difficult to retire with passive income @ Retire by 40

How to eat on $4/day @ Get Rich Slowly

Start a Budget 3: Getting Disciplined @ Money Mini Blog

Here are some of my favorite blogs:

The Frugal Farmer
Femme Frugality
Monica On Money
brokeGirlrich
Debt Debs
Enemy Of Debt
Disease Call Debt
The Broke and Beautiful Life
Club Thrifty
Budgets are $exy
Squirrelers

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating.

Please e-mail me for more details.

Have a great weekend!

Posted in Personal Finance, Week End | Tagged | 6 Comments