Week End Round Up #28.

Happy Friday! Welcome to our week end round up #28. Our week seemed to return to some sense of normalcy. It feels good. One more week of grand jury duty for me and then it’s back to work. An abundance of great articles this week out there on a number of blogs, please be sure to check them out. I have listed my highlights. Enjoy your Holiday weekend!

week end

Now on to some of my favorite reads from the week. :

2014 Financial Literacy Awareness Carnival: Money A-has @ the Heavy Purse

How to Get Hired and How to Not Get Hired: Part I @ brokeGirlrich

What’s Stopping You From Pursuing Financial Freedom? @ the Frugal Farmer

Misplaced Dad On A Pre-Teen Shopping Trip @ Enemy Of Debt

8 years of Get Rich Slowly @ Get Rich Slowly

Two Kick-Ass Spending Tip @ Budgets are $exy

Here are some other blogs to check out:

Squirrelers
Monica On Money
The Frugal Farmer
The Broke and Beautiful Life
Femme Frugality
brokeGirlrich
Fit Is The New Poor
Enemy Of Debt
Kylie Ofiu

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating. Please e-mail me for more details.

Have a great weekend!

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Working Papers

My 15 year-old daughter mentioned to me that a good friend of hers was getting her working papers so she could work during the upcoming summer. She then mentioned that she would like to do the same so she could start earning some money. A million things ran through my mind. My daughter is growing up so fast, what a great way to continue to teaching her about money, where do you get working papers, and man I’m getting old. We continue to discuss this topic further this past weekend. Her main motivation for getting a job will be to earn money to buy stuff. The stuff in her world is mainly books and art supplies. She is an avid reader and loves to draw. I asked her what type of job she might apply for, and I received a typically 15 year olds reply “I don’t know.” I suggested that she look for a job at a place she had an interest in. I suggested the library. I explained that finding a job you enjoy is important. This way balancing the job with your school work, social life, etc. doesn’t become a problem. She suggested Barnes and Noble. I agreed for her that would be a great choice, at least in theory. I know she loves going to the store. I just hope if she did ever work there that she wasn’t too distracted by all the books. I agreed to research how to apply for working papers. I had a number of jobs between the ages of 16-24 and I don’t even recall having working papers.

working papersImage courtesy of phasinphoto

First Job Research

My research was quick and painless. I found all the information I need at the New York State Department of Labor web site. All my daughter has to do is visit her guidance department at her school and pick up an application. It was good to know that 14 and 15 year-olds can not work in factories and 16 and 17 year-old can but are restricted to work on certain machines, do construction work, help on a motor vehicle, clean, oil, wipe, or adjust belts on machinery. While in school my daughter can work a maximum of 18 hours per week between 7AM and 7PM. During the summer she could work a full 40 hour work week if she wanted to. This web site included a ton of information including, cover letter, resumes, and budgeting tips.

My First Job

As I said I worked a number of jobs between the ages of 16-24 before I settled into a career in IT/Operations. Here’s a list of the jobs I worked over the years.

  • Gas Station attendant
  • Wedding Videographer
  • Delicatessen Clerk
  • Target Stock Clerk
  • Teaching Assistant
  • Deposition Videographer
  • Video tape label/packaging guy

Of all of these jobs the video tape label/packaging job was the one I hated the most. It was for an audio / video duplicating company that my mom worked for. She got me hired while I was in college. My basic job function was to put the labels on VHS tapes, shrink wrapped them in their boxes and pack them in cases to be shipped. It just felt like mindless busy work. I worked part-time, but after 4 hours of this work it felt like I had work 40. This is what I spend my days labeling, wrapping and boxing. Beware his music will never leave you. I retold this story to my daughter. She laughed, but I think she got my point.

What was your first job? Did you have working papers? If you have children how are you handling their first job?

Posted in Career, Income | Tagged | 6 Comments

Week End Round Up #27

Happy Friday! Welcome to our week end round up #27. We have had another busy, stressful week.  We found a small leak in our skylight, some school stuff to deal with for all 3 children and we had a trip to the ER with our youngest son for possible kidney stones at 11. Ouch! I am all too familiar with the pain they can cause. I have had them for over 20 years. He’s doing okay, more follow ups today. Oh yeah and I’m still on jury duty. What was the line from Finding Nemo…just keep swimming…….

week end

 

Now on to some of my favorite reads from the week:

Mental Health and Money @ Fit is the New Poor

How to Stock a Stage Management Kit on a Budget @ brokeGirlrich

The cure for vacation deprivation: A vacation budget @ Get Rich Slowly

Here are some other blogs to check out:

Squirrelers
Monica On Money
The Frugal Farmer
The Broke and Beautiful Life
Femme Frugality
brokeGirlrich
Fit Is The New Poor
Enemy Of Debt
Kylie Ofiu

I continue to featuring Interviews of fellow Personal Finance Bloggers, please consider participating. Please e-mail me for more details.

Have a great weekend!

Posted in Week End | Tagged | 2 Comments

Net Worth Update: March

Welcome to our March net worth update.  We continue to make slow and steady progress as we trim liabilities each month as our debt snowball rolls along. Here’s how the month broke down:

netw worth

Net Worth Details

Cash (-$100.00): This has snowballed in the wrong direction after Murphy stop by in the form of some car repairs and then March we got hit with Birthdays for our son and daughter. We are working on building this back up to the standard $1k ASAP.

401K (-666.00): I hope that number isn’t a sign for bad things ahead. I expect high and lows here, until we begin contributing regular. Currently contributions to retirement are still on hold as we focus on debt repayment.

Pension (+257.00): This is interest income. The pension contributions are now over.   Once I have the ability to roll this somewhere else I will.

Autos (+$352.00): I don’t expect any big gains here with an 11-year-old van and 13-year-old car. We continue to maintain them until we are debt free and can afford something newer.

Home ($0.00): Still an estimate, as home prices are still fluctuating in my area. I’ll be very happy if we sold for $350K.

Mortgages ($-260.00): Slow and steady. This will be a major focus after dept repayment.

Consumer Debt ($-2,095):  This is an area of consistency. We are on track to be debt free in November.

By November of this year we expect the remaining $16k to be paid off in our consumer debt liability bucket and our focus will shift to increase our cash savings. I definitely believe we will be north of the $200K total net worth come the end of the year.  We hope to save the $2k that is going towards debt repayment today. I do expect to loosen that amount up just a bit to give us a little boost in our entertainment budget. Four years has been a long time for the family to sacrifice.

So what do you think? How are we doing? How does your net worth compare?

Posted in Net Worth | Tagged | 8 Comments