Millennials and Student Loan Debt

Millennials might be paying significantly more for school and accumulating recording setting student debt, but they do not mind according to a new study of 500 college graduate students from Credit Sesame. Even though the price of college has long been going through the roof …

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Raising Future Millionaires

Maybe it’s a bit presumptuous on my part to title this post “Raising Future Millionaires”, a better title may have been “Raising Potential Future Millionaires.” Although I do not know what the future exactly holds for my three children, I do know my wife and …

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Rolodex of Memories

There are certain days or events that are locked in my memory. When I think about them I can recall them with such vivid images and amazing details. It’s truly amazing the amount of information that can be remembered from some events that happened 20 …

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College ROI: How To Calculate If It Is Worth It

Last month in a post titled “Education Cost” I ask the questions should a metric like ROI be used when picking a career path, well the folks over at PayScale have helped answer that question with their recently released College ROI report. In order to …

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Debt is Not Forever

Jackie over at The Debt Myth has a month-long campaign going on call Debt is Not Forever. If you haven’t heard about it you should check it out, it’s truly inspiring. Many other bloggers have joined the #DebtIsNotForever movement and have posted some great material …

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Our A-ha Money Moment – Maxed Out

There has been a lot of buzz over the last week in the personal finance blogosphere. It started with the 2014 Financial Literacy Awareness Carnival over at the Heavy Purse and continued on Monday at Budget are $exy. As usual I’m late to the party …

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My Parent’s Financial Story

I don’t ever recall my parent’s specifically sitting down with me to talk about the topic of personal finance. I do remember asking questions along the way when I was old enough and aware of money and the cost of things. Even though we did …

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Advice From SpongeBob

In the recent episode of SpongeBob Squarepants, SpongeBob gets fired so that Mr. Crabs can save his salary, a nickel. Mr. Crabs looked into keeping him on without paying him, but that would be illegal in Bikini Bottom.  After losing his job, SpongeBob spent some time …

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Rock Bottom

One of the biggest factors in our family getting our financial act together was that we hit rock bottom.  If we never hit that point I truly believe we would have continued down the path of bad habits, overspending, and living in debt. We were backed into …

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Have You Ever Heard of the Oompa Loompa Factor?

oompa loompa

Have you ever heard of the Oompa Loompa Factor? (OLF) No, We are not referring to any current politician. We recently had the opportunity to watch both Willy Wonka and the Chocolate Factory – 1971 and the remake Charlie and the Chocolate Factory – 2005.  It’s …

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