It’s January, the calendar has turned to the New Year, the weather is a bit colder, and I’m sure by now for some of us the bills from holiday spending have starting rolling in. Does January typically feel like a letdown after the high of the Holidays? If so you might be suffering from a holiday hangover.
Now is not the time to run and hide from these bills, it’s time to put your big boy or girl pants on and face the spending you did late last year. There are no do over’s, you purchase the stuff, gave the gifts, drank, eat and where merry all while in the middle of the holiday spirit.
Now January can be a tough month for many people who accumulated debt over the holidays. Typically, the New Year has you thinking of resolutions or goals for the next 12 months, but if faced with a pile of debt you might feel overwhelmed. So, it’s important to not sit back and feel sorry for yourself, but rather begin to act.