Paying off debt is one of the hardest things most people have to do. It takes a tremendous amount of self-discipline and goal setting to pay back massive amounts of debt- no matter the income. As many people can relate, there is usually too much month at the end of their money; so how in the world are you ever supposed to pay all your bills, much less, pay back debt and dare dream ever to be debt free when you barely make enough money to live.
As the saying goes, where there is a will, there is a way. Sometimes it just takes a little creativity and thinking out of the box to solve your dollar dilemma.
First, let me tell you a little backstory. I am a former elementary school teacher. I have made a ton of financial mistakes, like how I owed $20,000 of negative equity on a Honda; but from each one of them, I learned a little more about myself and life. But thankfully even after mistakes, I have been able to climb out of almost $200,000 of debt. Let me tell you how.