For an almost four-year-old blog, you think I’d have a pretty clear direction for Debt Discipline. Well, I’m here to tell you I don’t. I often just share or write about what right in front of me.
Recently with a busy schedule and some guest post opportunities have popped up I jumped at the chance for them to fill a content void. In some cases, I didn’t do a good job of proofreading the content, and they were really off the mark of my core message.
Yes, I do feel I have a core message. It has been a bit diluted recently, and I need to get back to it. I believe you should get out of debt and stay out of debt. If you have children, you should be doing everything possible to teach them about money. Their big advantage, their age. Secondarily, you should try to help anyone that is willing to listen.
It’s right there staring me in the face, in the blogs title Debt Discipline. I just need to get back to basics about debt and be a little more disciplined myself about what I pick and choice to publish on the blog.
Phases of Debt Discipline
Before being debt free (2013-2014) the blog had a focus, and so did our family. We were in serious debt payoff mode. It was easy to share the things we were experiencing. The ups and downs, and the last push to be debt free. The momentum was building in our lives, and it showed on the blog.
Post debt was an exciting time. It wasn’t a letdown, but more of what to do next. We caught our breath and began to build wealth. Sharing those experiences came easily too, we swung the momentum from debt repayment into wealth building. It felt good to have a significant cash saving and be savings toward things we valued, like a family vacation. Again the blog was easy to write and had a sequence flow to it.
In early 2015 I got sucker punched by a job loss. Our wealth building got put on hold, and we turned our attention to reducing our costs and finding a new income. Blog post ideas were easy, focused on networking, job loss, an importance of an emergency fund. Chronicling the ups and down of this time came easy, and I had the free time.
In 2016, now back to work full time there was still plenty to share. Covering the job search, finding a better work/life balance, and building wealth again after a job loss. I also began speaking locally and pursuing volunteer efforts for financial literacy.
Then sometime during late 2016, or early 2017, I started to second guess the blog. I wasn’t sure I wanted to continue, but after a little soul searching, I decided to push on. I still feel like I have valuable information to share, three kids heading to college over the next few years, teaching them about money as they go, the financial literacy volunteering efforts starting to heat up. All of that combined makes it hard to walk away.
2017 itself has been a busy year for our family. With our son and daughter graduating high school and heading to college in the fall there have been many preparations to tend too. So with all of that on our plates, what do I go and do? I started, two new blogs, why you ask, partly because I was chasing money.
Having a second personal finance blog will allow me to have a clear focus here at Debt Discipline. It will allow me to get back to my core message. If opportunities pop up that are outside of this, maybe they will fit on my other site.
The video game site will be another opportunity to help work with my youngest son on a topic he’s very involved in and just might teach him a thing or two about running a website or business.
We are looking for contributors for the video game site. If interested drop me an e-mail.
So overall I think this could work out well, or just blow up in my face, and I shut it all down. I just don’t know, but I’m willing at least at this point to give it a shot and see how it goes.
It would be helpful to me if you took a minute to fill out my reader survey. It would be great to get some direct feedback as I make some changes.
Thanks for stopping by and reading!
Brian is a Dad, husband, and an IT professional by trade. A Personal Finance Blogger since 2013. Who, with his family, has successfully paid off over $100K worth of consumer debt. Now that Brian is debt free, his mission is to help his three children prepare for their financial lives and educate others to achieved financial success. Brian is involved in his local community. As a Financial Committee Chair with the Board of Education of his local school district, he has helped successfully launch a K-12 financial literacy program in a six thousand student district.