These two books help us get started on our debt free journey and help us accomplish our goal of paying off $109,000 worth of debt. When asked for a book recommendation, these are always my top two.
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – by Stanley & Danko
Besides Microsoft excel these are the two tools I use to help keep our money and savings organized.
Personal Capital – I really like having one place to aggregate all my accounts. Super easy to use and offers a number of free tool to help keep your finances organized.
Digit – connects to our checking account and analyze our income and spending. Over time it finds small amounts of money usually between $5-50 that it can safely set aside for us. This has really help us increase our savings rate. A great way to automate your savings.
Broke, Busted, and Disgusted – A great documentary film that all high school students and their parents should watch if they are planning on going to college.
I would not recommend a credit card unless you are debt free and can use the card responsibly. By responsibly I mean paying off in full each month, and living within your means.
We use the Southwest Airlines Rapid Rewards Visa from Chase and have accumulated travel rewards and have saved thousands of dollars on travel costs.
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