You may have heard of Dave Ramsey’s debt snowball as a popular method for getting out of debt. We’re going to share how the debt snowball works so you can decide whether it’s a smart way for you to get your debt paid off. The …
As a parent of three teenagers it’s clear to me that more than ever before that there are gaps in their formal education and to ensure that they have a strong foundation to be prepared for college, careers and life in general my wife and …
Do you believe making 75 grand a year could make you happy? Well, consider data of earnings and life satisfaction analyzed by Psychologists from Purdue University and the University of Virginia of 1.7 million people in 164 countries, found that the ideal income for individuals is $95,000 …
“I’ll figure out the money part when I graduate and start making real money.” As a college freshman, this was a common conversation that I found myself having with my classmates. Most of my peers didn’t want to worry about money. As students, we just …
Did you know that Pay It Forward Day is a worldwide celebration of kindness that takes place every year on April 28th? The event is not associated with any organization or foundation and free to participate in, Pay It Forward Day exists to encourage people …
Have you ever asked yourself how long will my money last? If you’ve come to the conclusion that Social Security alone will not provide you with the retirement you’re looking for. You need to take action. You might be want to retire by age 40, …
While the national economy appears to be improving, millions of Americans are still tied down with massive debt loads. For example, total student loan debt has climbed to $1.5 trillion with 44 million borrowers overall. Unfortunately, outstanding debt prevents people from starting a business, getting …
Do you consider yourself a fanatic? I’m a sports fan. My favorite sports leagues are the NFL, NHL, and major league baseball. I was listening to sports talk radio in preparation for the NFL draft. I used to listen to sports talk often, but over …
Are you drowning in debt? You are not alone. 8 out of 10 Americans are also facing debt issues in one way or another. Americans are drowning in debt because they start borrowing without any discipline. As a result, debt doesn’t just derail their spending …
One of the most common complaints I hear when I talk about teaching kids how to manage money is this: “How can I teach my kids how to manage money when I don’t even have my own financial crap together?” This is a valid question. Kids tend …
Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of them being the use of credit cards. Perhaps you have seen banks and financial institutions …
We started our debt-free journey drowning in debt. About as much as our gross income. Yep, we screwed up…..BIG TIME. I remember the day when we sat down and told our four kids that we had made a mess of our money. A BIG mess. …