Welcome to our September net worth update. Well we are into the home stretch, the last quarter of 2015. Where did the year go? As I continue in job search mode, we need to take a seriously look at our budget and track it a little more closely. We are burning too much cash. I’ve talked about it for months, but I have finally taken the plunge and set up my Personal Capital account. I’m hoping this will make it easier to track and give us a little more level of detail on a day-to-day basis. It not fun to see are net worth decreasing after so may positive months, but I’m trying to keep a good attitude about it. If we can slow it down until I land something I’ll consider that a win.
Here are our September numbers:
Net Worth Details
Cash (-$8,894.00): This amount is too high, looking to keep it around the $6k range.
Vanguard (+2,601.38): Given the ups and downs of the market over the last eight weeks I’ll take the positive month.
529s (+$82.48): We are depositing $25 per account each month, not much, but with employment uncertainly we want to hang onto as much cash as possible.
Autos (-$10,701.00): The 2016 models just came out and our 2015 model took a full deprecation upper cut. Still thankfully for two fully paid for and reliable cars in the driveway.
Home ($0.00): Still an estimate, we have no plans on moving anytime soon.
Mortgages ($-559.00): Okay so last months $4 was just a matter of timing. We are back on track this month.
How was your September? Have you begun preparing for the Holidays?