Welcome to our October net worth update. October slowed down a bit for us as we are settling into our debt free lifestyle. I attended a few classes this month on investing. We are getting ready to kick this up a notch beyond our 401K’s. We continue the discussion on how we will handle the surplus cash going forward.
Net Worth Details
Cash ($0.00): No change here. The fully funded e-fund is in place and it feels good.
401K (+$563.00): I take the plus after a wild market month. We have started to invest in my wife’s companies 401K as well.
Pension (+$262.00): Interest income added this month. The pension contributions are now over as my company has opted out. Once I have the ability to roll this somewhere else I will.
Autos (+$17,199.00): We say goodbye to our 12-year-old van, and replaced with a slightly used car for myself. 2011, and yes we paid cash.
Home ($0.00): Still an estimate, we have no plans on moving anytime soon.
Mortgages ($-265.00): Slow and steady. Still underwater, but we are getting closer to closing that gap.
Consumer Debt (N/A): This will be the final month it appears on our net worth update. We are kicking you to the curb for good.
The good news is that our overall net worth continues to climb. It’s been a full year since I started these updates. To mark the anniversary I will add a net worth chart going forward. I like the way it looks over the last few months. We are also being to discuss the Holidays and are spending plans, more to come in the next few weeks.
How was your October? What is your plan for Holiday spending?