Welcome to our December net worth update. December was a busy month. We had Christmas preparation to deal with. My wife and I celebrated our wedding anniversary. We maintained our recent tradition of going out to dinner on Christmas Eve. We saw Star Wars The Force Awakens. We made a trip into New York City for some sightseeing. Finally, for New Year’s we stayed home and watch the ball drop on television.
There was penalty of good food eaten during the month. Maybe a little too much, I always hope to catch a break in January, but have my birthday and wife’s to content with.
On to the numbers, I continue to poke around Personal Capital* using all of the free tools that they have available. I really like having one place to aggregate all of my accounts. Part of the children’s Christmas gift this year was cash for clothes shopping. It was interesting to see them shop and check prices as they made decisions on clothes. All three walked away with some new clothes and all under their budget.
Overall we spent a little more this month as planned due to Christmas. Overall it was well worth the cost. We had a wonderful Christmas.
I hope to have some good news to share shortly on the job search front. There has been some progress, and a lot of activity during December. I’m looking to kick off the New Year with a fresh start. Stay tuned.
Here are our December numbers:
Net Worth Details
Cash (-$8,349.00): Our typically budget is around $6k. We spent more during December as planned for Christmas.
Vanguard (-$4,347.00): Hopefully the New Year will bring some consistency back to the market. Overall the last ninety days seem pretty flat.
529s (+$63.36): Baby steps here. We are depositing $25 per account each month, not much, once employment changes we will reevaluate this bucket.
Autos (-$1,100.00): I use Kelley Blue Book for our car values. A little dip this month. Still a good feeling to have two paid for cars in the driveway.
Home ($0.00): Still an estimate, we have no plans on moving any time soon.
Mortgages ($-750.00): Our one and only liability. Slow and steady wins the race right? After I’m back to work full-time the priority will be our e-fund, and college funding. Once those are complete we plan on attacking the mortgage.
How was your December? How was Christmas? What are your big plans for 2016?
*The Personal Capital link is an affiliate link. If you sign up, the blog makes a little bit of money. Personal Capital is a free tool and a great way to keep track of your net worth. I only recommend products or services that I use personally and believe you would benefit from.