I recently have the opportunity to read the e-book Money Conscious Student by John Schneider and David Auten the Debt Free Guys and install a new budgeting App ZBBudget developed by Scott Enterprises. I wanted to share my reviews on these money-saving resources.
Book Review: Money Conscious Student
Philosophy behind the book
The e-book Money Conscious Student by John Schneider and David Auten the Debt Free Guys is a general overview/guide for parents and student planning on perusing education after High School or Post-Secondary School (PSS) as they like to define it. The book takes a look at the multiple options for financing College, managing these expenses and being a money-conscious student.
What I didn’t like
There wasn’t anything in the book that I did not like. The 60-page guide offers a great overview of particular advice.
What I loved
The e-book is full of great advice and tips for your college-bound child. They suggest a Job-shadowing technique for your young adult to get a feel for potential careers which I love. I also learned that some College’s offer the Testing Out ability for anywhere from 30 to 45 credits. Testing out tests you proficiency of college-level material regardless of how you acquired the knowledge. If you pass you save both time and money. I had no idea.
Why you should read “Money Conscious Student”
As a parent of three children, I found the extremely informative. I’m going to have my two High School sophomores give it a read. If you or anyone you know is considering PSS you should read this book. It’s an easy read with easy to understand information and will give you a great foundation to starting thinking about preparing for paying for college.
Money Conscious Student is the first in a series of Money Conscious books by John Schneider and David Auten.
App Review: ZBBudget
Philosophy behind the App
ZBBudget (Zero-Based Budget) is an iOS app designed to help you keep track of your spending every dollar of your income. A Zero-based budget is where you assign every dollar of income to an expense category until your income balance is down to zero.
What I didn’t like
There is no Android version and there is a scrolling ad banner at the bottom of the app, but hey it was free. Also to reconcile the app between two phones, say if a couple was trying to keep track of their budget you need to share the same Apple ID and store your information in the cloud.
What I loved
It’s very easy to use. You get to download and get set up in a few minutes. It’s very convenient to have tracking ability in your pocket. It has an email feature that allows you to send a PDF file of all the information you have entered in the app on your device.
Why you should download “ZB Budget”
It’s free. $0.99 cents to disable the ad scroll bar. If you are just starting to get a handle on your budget and spending this is a quick and easy way to track your expenses. Having the tracking ability in your pocket gives you the flexibility to check your budget before you make a purchase, adding some accountability before spending.
What are some of your favorite money-saving resources?