I recently have the opportunity to read the e-book Money Conscious Student by John Schneider and David Auten the Debt Free Guys and install a new budgeting App ZBBudget developed by Scott Enterprises. I wanted to share my reviews on these money saving resources.
Book Review: Money Conscious Student
Philosophy behind the book
The e-book Money Conscious Student by John Schneider and David Auten the Debt Free Guys is a general overview / guide for parents and student planning on perusing education after High School or Post-Secondary School (PSS) as they like to define it. The book takes a look at the multiple options for financing College, managing these expenses and being a money conscious student.
What I didn’t like
There wasn’t anything in the book that I did not like. The 60 page guide offers a great overview with particular advice.
What I loved
The e-book is fully of great advice and tips for your college bound child. They suggest a Job-shadowing technique for your young adult to get a feel for potential careers which I love. I also learned that some College’s offer the Testing Out ability for anywhere from 30 to 45 credits. Testing out tests you proficiency of college level material regardless of how you acquired the knowledge. If you pass you save both time and money. I had no idea.
Why you should read “Money Conscious Student”
As a parent of three children I found the extremely informative. I’m going to have my two High School sophomores give it a read. If you or anyone you know is considering PSS you should read this book. It’s an easy read with easy to understand information and will give you a great foundation to starting thinking about preparing for paying for college.
Money Conscious Student is the first in a series of Money Conscious books by John Schneider and David Auten.
App Review: ZBBudget
Philosophy behind the App
ZBBudget (Zero-Based Budget) is an iOS app designed to help you keep track of your spending every dollar of your income. A Zero based budget is where you assign every dollar of income to an expense category until your income balance is down to zero.
What I didn’t like
There is no Android version and there is a scrolling ad banner at the bottom of the app, but hey it was free. Also to reconcile the app between two phones, say if a couple was trying to keep track of their budget you need to share the same apple ID and store your information in the cloud.
What I loved
It’s very easy to use. You get download and get set up in a few minutes. It’s very convenient to have tracking ability in your pocket. It has an email feature that allows you to send a PDF file of all the information you have entered in the app on your device.
Why you should download “ZB Budget”
It’s free. $0.99 cents to disable the ad scroll bar. If you are just starting to get a handle on your budget and spending this is a quick and easy way to track your expenses. Having the tracking ability in your pocket gives you the flexibility to check your budget before you make a purchase, adding some accountability before spending.
What are some of your favorite money saving resources?